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Paypal vs Bread

Post Date: 2018-10-11
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Briandrade97 View Drop Down
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Posts: 5 		  Quote Briandrade97 Quote  Post ReplyReply bullet Topic: Paypal vs Bread
    Posted: 11 Oct 2018 at 2:08pm
Hey guys, looking into getting a DS desktop but not sure if I should go through the financing method with bread or PayPal. I know PayPal is only 6 months, but it's without interest. Or get it through Bread and pay it off sooner. What would you recommend.
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bprat22 View Drop Down
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Posts: 20391 		  Quote bprat22 Quote  Post ReplyReply bullet Posted: 11 Oct 2018 at 2:22pm
I’ve used Bread and recommend it.   What I liked best was being able to pay by personal check and not use my credit card.     3 months no interest.

Never used Paypal, so can’t compare them.

I’ve always gone with paying as soon as possible.

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Briandrade97 View Drop Down
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Posts: 5 		  Quote Briandrade97 Quote  Post ReplyReply bullet Posted: 11 Oct 2018 at 8:23pm
Originally posted by bprat22

I’ve used Bread and recommend it.   What I liked best was being able to pay by personal check and not use my credit card.     3 months no interest.

Never used Paypal, so can’t compare them.

I’ve always gone with paying as soon as possible.



Thank you!! I went ahead and went with bread since Xmas is around the corner, and I need to get gifts 😭😂 but thankfully I could pay off after that
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Morphiekid View Drop Down
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Posts: 7 		  Quote Morphiekid Quote  Post ReplyReply bullet Posted: 13 Oct 2018 at 8:47am
I like PayPAL ! +1
Megan aka morphie
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Fishman23 View Drop Down
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Posts: 45 		  Quote Fishman23 Quote  Post ReplyReply bullet Posted: 14 Oct 2018 at 12:47pm
I'm really poor so I financed for 24 months with Bread. The interest is well worth it in my eyes. Paying around $10.50 per month. Not the idea situation of course to give away $250 over 24 months but not the end of the world to have a killer DS machine RIGHT NOW.

Only three months in but the whole Bread experience has been wonderful.
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funkpit View Drop Down
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Posts: 4 		  Quote funkpit Quote  Post ReplyReply bullet Posted: 26 Nov 2020 at 1:32pm
I gotta say this Beard financing is kinda terrible. Why DS doesn't use affirm and paypal is beyond me.

I already know I could get a no interest loan with affirm, and my paypal credit is high enough to cover the cost.

But this Beard company won't even give me a 3rd of what I need to pay for a computer, and on top of that I can't even make a down payment. I either have to buy the computer outright (which I can't) or finance with beard and buy a cheaper computer?
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Richardcard82 View Drop Down
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Posts: 60 		  Quote Richardcard82 Quote  Post ReplyReply bullet Posted: 26 Nov 2020 at 2:13pm
Bread was super easy for me, took 2 minutes to fill out the application and got approved immediately, they just withdraw the payment every month
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ecophagyclass View Drop Down
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Posts: 33 		  Quote ecophagyclass Quote  Post ReplyReply bullet Posted: 26 Nov 2020 at 9:34pm
Paypal for me :) +1
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