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Question about the Buy now Pay later

Post Date: 2018-08-16
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CR00K View Drop Down
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Joined: 16 Aug 2018
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Posts: 1 		  Quote CR00K Quote  Post ReplyReply bullet Topic: Question about the Buy now Pay later
    Posted: 16 Aug 2018 at 3:36pm
I have a question about the Buy Now,Pay Later and the Pay Over Time.

How exactly does the Buy Now,Pay Later work. Can you order the computer, get it, and then pay monthly?


When you pay over time do you get to use the computer while your paying monthly?
-Dontay
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Cretae View Drop Down
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Email address used to purchase matched with forums account email.

Joined: 22 Mar 2010
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Posts: 7331 		  Quote Cretae Quote  Post ReplyReply bullet Posted: 16 Aug 2018 at 5:07pm
You will have to pass a credit check by an outfit that specializes in online financing called Bread. I opted for the 3 month payout at 0 interest, so I'm not sure just how much interest they charge for longer terms, but it's way less than credit card interest.

Once you are approved, DS will build your rig and ship it out, and you make your payments monthly to Bread while you are killin' it in all your favorite games!

My experience with Bread was first class all the way.
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WaterCrust View Drop Down
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Posts: 32 		  Quote WaterCrust Quote  Post ReplyReply bullet Posted: 17 Aug 2018 at 5:20am
BE CAREFUL WHEN ORDERING WITH BREAD!!!
I got approved and ordered and the next day i realized that one a couple digits were off on my shipping address.

Called DS since it was through bread i had to call them called bread they had to completely cancel my order and i had to wait for the funds to go back on my bread account before re ordering.

The slightest mess up in address or shipping and they cant go in and change a couple digits kinda sucked set back my order by 3 days

luckily i still ordered b4 the Vanquish 7 level 4's went back to the 8700 from the 8700K's

Just be careful and double check everything before you finalize with bread.

Other than that tho they are reasonable My total order came to 1,949.44 (Vanquish 7 Level 4) Just under my 2,000 Limit
and my payments are 86$ a month that is including interest

after all done i will have paid around 800 in interest

BUT im gunna pay 120 every month and knock the interest down to around 450

The bread account Portal is also really nice and simple to read
Ordered 7/30/2018
Vanquish 7 Level 4
i7-8700K
16GB DDR4
GTX 1080
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smfcpa View Drop Down
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Posts: 175 		  Quote smfcpa Quote  Post ReplyReply bullet Posted: 10 May 2020 at 10:14pm
I also am buying my Computer through Bread. When I first applied, I forgot I had credit locks with all three credit services and they told me to take the credit lock off the service they were using. Once I took the credit lock off the credit bureau and reapplied, the purchase was approved instantaneously. I immediately put the lock back on (can't be too careful).

I was granted a 6 months interest free loan with 6 equal monthly payments, the first coming before I received the machine. I still haven't received the machine, but it should come soon. Who am I kidding, Bread collects the interest from DS which represents an additional discount to me - the benefit of having very good credit.
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